Disclaimer

None of the information in our websites, our YouTube videos or our social media accounts constitutes as financial advice. Our aim is to educate people on personal finance matters and we are not investment advisors. All information, opinions and suggestions presented to you are for informational, education and entertainment purposes only. 

Personal finance is exactly what the term “personal” suggests, personal to you. Never rely solely on the information in our websites, our YouTube videos or our social media accounts to make your financial decisions as the information we present to you is generic and not tailored to your personal circumstances. We cannot guarantee the accuracy or applicability of any information regarding your personal individual circumstances. The information we provide is not intended to be a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy as it is not provided based on an assessment of your investing knowledge and experience, your financial situation or your investment objectives. The examples we provide are generic and we encourage you to get advice from a qualified professional regarding specific investment, tax, legal, and financial issues. 

We cannot be held liable for any actions you take as a result of information in this website, our videos or our social media accounts.

Previous market performance does not guarantee future performance. The value of your investments, and the income derived from them, may go down as well as up. You may not get back all the money that you invest. The investments referred to in this site and in our videos may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser.

Our aspiration is for everyone to be able to make educated, informed financial decisions and we want to educate you without charging you for the information we provide. However we do not cover every company or financial product available in the information we provide.

We are paid by our brand partners and advertisers. This may influence which products we mention, review, and where they appear on our site. But it does not affect the way we analyze the information presented in our websites, YouTube videos and social media accounts.